Read the bank service agreements. Get familiar with it so that you can refer back to it if needed. When doing business transactions on the phone with your bank, be sure to ask the name of the representative, and take note of it. You may need this if any discrepancies comes up. When you receive your bank statements each month, be sure to go over it thoroughly. Look for any suspicious activities on your statements, and if any is found, address it immediately. When you are writing a check, draw a...